Back to Blog

Stripe Radar: Machine Learning vs. Radar for Fraud Teams – What's the Difference?

Stripe Radar and Radar for Fraud Teams are two fraud prevention tools with difference pricing and fees. We'll compare them and help you decide which one is right for you.

Posted by

Screenshot of a Stripe Radar report showing some payments blocked by Radar

Stripe Radar's Machine Learning

Stripe Radar's machine learning is a powerful, automated component of Stripe's fraud detection suite. It's built into the Stripe payment platform and uses advanced algorithms to analyze transaction patterns. It's designed to detect suspicious activities without any manual input, thus streamlining the fraud-prevention process.

  • Dynamic Fraud Detection: Machine learning models are constantly updated with data from the millions of businesses using Stripe, which helps to identify fraudulent patterns with high precision.
  • Automatic Updates: The system continually adapts to new fraud trends, ensuring your business is protected against the latest threats with no additional effort on your part.
  • Scalability: Machine learning scales with your business, providing automated fraud detection whether you're processing dozens or millions of transactions.

Radar for Fraud Teams

On the other hand, Radar for Fraud Teams offers additional tools on top of Stripe Radar's foundational machine learning protections. It's tailored for businesses that require a more hands-on approach to managing fraud, providing enhanced features to fraud specialists or teams dedicated to this task.

  • Custom Rules: Users can set specific fraud detection rules based on their unique business insights and risk tolerance.
  • Review Interface: A specialized dashboard allows fraud teams to review and act on flagged transactions easily.
  • Rich Insights: Additional data points and machine learning insights are provided to help inform decision-making.

Stripe Radar Fee Comparison

Now, let's talk about the "Stripe Radar fee", which is a critical aspect for any business considering these services. Below we compare the fees for the two services.

Stripe ServiceFee StructureFeatures Included
Stripe Radar's Machine LearningIntegrated with Stripe payments at no additional costAutomated fraud detection, Machine learning, Basic rule sets
Radar for Fraud Teams$0.02 USD per screened transactionAll features of machine learning, Custom rule sets, Review interface, Advanced insights
Chargeback Protection (add-on)0.4% per transactionNo dispute fee, no evidence submission required

Please note that the pricing is subject to change, and it's always best to check the latest Stripe Radar pricing for the most accurate information.

Key Takeaways

To decide between Stripe Radar's machine learning and Radar for Fraud Teams, consider the following:

  • Smaller businesses or those with less complex transactions may find the automated machine learning service sufficient.
  • Businesses with more significant transaction volumes or with specific fraud concerns may benefit from the additional options and control provided by Radar for Fraud Teams.
  • While there is a cost associated with Radar for Fraud Teams, the service can potentially save money by reducing chargebacks and improving fraud detection accuracy.


The choice between using Stripe Radar’s machine learning capabilities and investing in Radar for Fraud Teams comes down to the specific needs of your business.
Both offer compelling features to fight fraud, but the latter provides additional customization and control that might be necessary for some businesses.

If you're looking for a way to reduce chargebacks, consider adding ByeDispute to your fraud prevention arsenal. It's a powerful tool that automatically detects duplicate payments, verifies customer emails, and checks for stolen credit cards.